equity

Is Homeownership in the Cards?

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With rent prices continuing to soar, many renters want to know if home ownership is in the cards. Rising rental costs make it seem impossible to prepare for homeownership, however, there are ways you can prepare to purchase your first home.

Start with your finances and get your credit in order. Look at your overall finances and credit score. This will allow you to look for ways to reduce your debt. Make sure you reduce debt as much as you can, pay your bills on time and use credit accounts responsibly.

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Mid-Year Market Update

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As we move into the second half of the year, many have questions on what to expect with the real estate market and what’s on the horizon.

The current real estate market is historic. Near record-low mortgage rates are fueling high demand, but a shortage of inventory has complicated buyer’s home searches. Throw a global pandemic into the mix, and we are looking at a real estate market that nobody has witnessed before. Today’s buyers and sellers face unique challenges, and it’s up to trusted real estate professionals to help guide them through these conditions.

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2021 Market Update

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2021 is the year of the seller when it comes to the housing market. If you own property and you are thinking of selling, now is the perfect time to do so. There is so much opportunity for homeowners that are looking to make a move. The inventory is low and the mortgage rates are even lower.

According to NEREN, we have about a 1.5 month supply of listings currently in the State of New Hampshire. High buyer interest is creating a major imbalance between supply and demand. There has been a small uptick the last few weeks in housing inventory, due to sellers beginning to reenter the market. If you decide to put your home on the market, now is the time because you will get more activity on your house before more listings come available to the market later this summer.

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The Benefits of Owning a Home vs Renting

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There are clear financial benefits to owning a home, especially in today’s housing market. Whether it be increasing equity, the chance to build your net worth, or appreciating home values. These are just a few of the advantages to highlight. If you are currently renting, it is never too early to think about how homeownership can propel you toward a stronger future and greater financial security.

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