investments

Common Misconceptions about 2021 Market

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There are common misconceptions about buying or selling in today’s real estate market. This is when have a trusted real estate advisor in your corner is crucial.

Pre-approvals

Is it better to get pre-approved after you find your dream home? Actually, no. It is important to get pre-approved before you begin your home search. This allows you to get to know your budget and gives you the opportunity to act quickly if you are ready to proceed with making an offer on a home.

Low Offers

In a competitive seller’s market like we are in now, it is best to come in with your highest and best offer from the start. If you make your lowest offer first, you may not get another opportunity.

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Lake Life Living

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New Hampshire is the home to some of the best lakes in New England. In fact, we have 1,300 lakes and ponds throughout the state.

The Lakes Region of New Hampshire has attracted families from all over to it postcard-worthy shores and quaint towns for decades.

Lake Winnipesaukee, is a year-round vacation destination that offers beaches, swimming, and every water sport imaginable including ice fishing and the New England Pond Hockey Classic in the winter.

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Understanding Investment Properties

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investment property loan with bad credit min e1567016634203

Have you ever thought about buying an investment property on your own? If you have, it’s important to understand the ins and outs of investment properties. There are a few main factors to consider before your purchase:

1. Location
2. Down Payment
3. Insurance

Location: The neighborhood should positively impact your home’s value and attract tenants or tourists. It’s crucial that your property will be able to generate enough income to comfortably cover your expenses for the property, such as your mortgage, property taxes, repairs or HOA fees.

Down Payment: Investment properties require a higher down payment if they are not owner-occupied. Typically, it is a minimum of 20% down, but it doesn’t hurt to put more down if you are able.

Insurance: Rental property or landlord insurance covers property damage, protects again liability and lost rental income. A business owner’s policy is common with vacation rentals, since you’re basically operating a mini hotel.

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